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What's your Goal?

It’s easier to save when you have a future goal in mind. This will help keep you motivated and less likely to take money from your savings.

Once you’ve decided on your goal, use the EverydayMoney Budgeting Tool to see how to get there.

What is your goal?

  • To buy big items in the future like furniture, appliances for your house, or a vacation.

  • To pay for college for your children. Even with financial aid, college is expensive.

  • To buy a home. To avoid extra costs, you’ll want to put down 20% of the value of a new home as a down payment.

  • To be able to invest. You may not have enough money to invest now, but you can save enough for future investing. Short-term plans can turn into long-term success.

  • To prepare for unexpected emergencies like hospital bills, car or house repairs.