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Types of Credit
Credit Cards

Credit cards are one of the most popular kinds of credit.
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Personal Loans

Borrowing without collateral and without a credit card can be an option. Learn More

Debt consolidation

If you have lots of debts, debt consolidation can help.
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"No interest, no money down!"

It can be great to make big purchases with no money down, but if you don't pay on time this can be expensive.
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Payday loans

Borrowing money to make it to your next paycheck is one of the most expensive credit options around. Learn More

Rent-to-own

Weekly payments towards ownership can help you make purchases but can be very costly. Learn More

Things to watch out for

Six tips on what to watch out for.
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Credit counseling

If you get in trouble, a credit counsellor can help.
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