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Credit Card Costs

Credit Card Costs ( Launch Tool )

This tool shows the cost of paying off your credit card balance at different monthly payment levels.

Adjust your monthly payment amount to see how long it will take to pay off your bill. You can also see the impact of getting a cash advance, paying late, and going over the limit on your card.

Using this tool

  1. Input your outstanding credit card balance
  2. Adjust the APR to match your credit card
  3. Estimate how much you spend per month on your card
  4. Move the slider to see how different payment levels affect the graph

You can also use this tool to calculate the cost of paying off other types of credit (not just credit cards). Just adjust the outstanding balance and APR to match your loan. Launch Tool