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Should You Buy a Home?

Many people dream of owning a home. To make this dream a reality, you have to ask yourself tough questions, set goals, and plan carefully.

How do you decide if you should become a homeowner? Start by reviewing some of the questions you should consider before making a decision.

  • Do you have a steady income and a stable job?
  • Are you planning on staying in the same city or state for at least a few years?
  • Do you have a budget? Do you stick to it? Learn More
  • Do you have a good credit or history of paying your bills on time (this includes payments to landlords, utilities, cable, insurance, etc.)? Learn More
  • Do you have a steady income and a stable job?
  • Do you have savings for a down payment and closing costs? Learn More
  • Have you tried to pre-qualify for a home mortgage loan?
  • Have you looked at available first-time homebuyer or other affordable housing mortgage programs?
  • Have you taken any home buyer education classes?

If you can answer yes to most of these questions, you’re well on your way!